Buying? Look No further! Contact Kim Schreiner Today!

Why is now a great time to buy your home?

Real Estate is still one of the best investments you can make. Despite the recent slowdowns in some markets, housing remains a good long-term investment, and demographic demand favors housing over the long term. Homeownership offers immediate benefits and long-term value. Homeowners accumulate wealth for the future while enjoying the benefits of a shelter that they can use, improve and sell.

You'll be joining the ranks of hundreds of families who realize that home ownership builds equity, helps save for the future, and creates an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value!

First-Time Home Buyers

First-time home buyers who purchase a primary residence between now and April 30, 2010, may be eligible for a tax credit up to $8,000.00 or 10% or the purchase price, whichever is less. The new credit does not have to be repaid. For more information, CLICK HERE.
Move Up (Repeat) Buyers

If you have lived in your current home for 5 consecutive years (in the last 8 years) and are considering a move (it does NOT have to be a move "up" you can downsize too!) -- you may be eligible for the $6500.00 Repeat Credit. For more information, CLICK HERE.
TAKE ME TO THE FEDERAL HOUSING TAX CREDIT WEBSITE

Additional Reports

In the following reports, you'll find the information you need to make a wise buying decision. I'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.
Please contact me if you have any questions about buying a home in Pennsylvania.

HUD PRESS RELEASE: New guidelines for FHA Loans, TIMELINE

HOUSING TAX CREDIT: 8000.00 First Time Buyer Information

HOUSING TAX CREDIT: 6500.00 "Move Up" Buyer Information

                                            MEET FREDDIE MAC

                                                              MEET FANNIE MAE

                                                              WHAT IS SELLER ASSIST?

                                                              WHAT LOAN IS FOR YOU?

Below, please select desired reports and complete the form provided.

		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.


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